One more thing about the envelope expenses. This is a great way to save up for things. My husband and I enjoy going to the theater and we love going on vacation. Some of the categories in the envelope expenses group are things that we save up for. They are just safe places to store money, so that it doesn't get spent on other things.
So some of your envelope expenses categories will have a budgeted amount of $0. But when there is extra money you have a place to throw those few dollars so it doesn't get spent on anything else.
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When you put money in your envelopes, are these envelopes physically real and stashed with cash? or are they figurative (just on paper) and the money is still in the bank?
ReplyDeleteThis is great! Please post more! I'm really interested to see what you do next.
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