The first thing that we have done with our budget is that we have made it a WE thing. I understand that many couples have separate accounts and separate budgets. Sometimes he is in charge of the finances and other times she is. We wanted to work together on our finances. We didn't want one person to set all the limits and the other one to complain about it. We knew it needed to be a WE thing.
That is the first step to happy finances. Work together. Find a time to sit down together to work on things. That doesn't mean that I don't balance the accounts while my husband is at work. But when it comes to any financial decision or any change in the budget we work through it together.
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